I have been using Varsity Insurance since I started my business. Cole is very knowledgeable and explains things in a way you will understand. The communication and response time is undeniably fast. I have found that as my business grows, I needed Cole for far beyond my scope of insurance and policies. It seems as though his business philosophy is in line with ours, to focus on the relationships with the customers & do not nickel and dime. We are happy to continue to have Cole and the Varsity Insurance team as part of the Fresh Aire of Northeast Florida family for years to come!

Cole has gone great lengths to ensure my business is covered. As a matter a fact he has taken the time to understand our business from the ground up. With this knowledge he was capable of providing coverage for our not so common business model. Incredibly quick to respond to questions via email/phone, has even responded during the weekend!

I had been a long time (20 years) Allstate customer. I had Auto, Life, and Homeowners insurance with them. The only time they ever called me about my policy and what they could do about pricing is when I began searching for a new insurance carrier. Cole at Varsity Insurance was able to cut my auto insurance in half. He took the time to explain the coverage's to me and even made some suggestions. He always responds to my questions (which is very important to me) in a timely manner. He's a good guy and does a great job. I would definitely recommend Varsity Insurance.

I reached out to Varsity Insurance after being turned away by several companies while trying to buy my first home. Cole was attentive, easy to work with, and helped me overcome several barriers so that my loan was approved. The rate was competitive, and Cole's response time was phenomenal.

I am new to the area and Cole understand what I need and he understands what we need for our business. Cole doesn't up sell you ether lets you what you need up front. I highly recommend him to every one who needs service.