I have been using Varsity Insurance since I started my business. Cole is very knowledgeable and explains things in a way you will understand. The communication and response time is undeniably fast. I have found that as my business grows, I needed Cole for far beyond my scope of insurance and policies. It seems as though his business philosophy is in line with ours, to focus on the relationships with the customers & do not nickel and dime. We are happy to continue to have Cole and the Varsity Insurance team as part of the Fresh Aire of Northeast Florida family for years to come!