I have been using Varsity Insurance since I started my business. Cole is very knowledgeable and explains things in a way you will understand. The communication and response time is undeniably fast. I have found that as my business grows, I needed Cole for far beyond my scope of insurance and policies. It seems as though his business philosophy is in line with ours, to focus on the relationships with the customers & do not nickel and dime. We are happy to continue to have Cole and the Varsity Insurance team as part of the Fresh Aire of Northeast Florida family for years to come!

I had been a long time (20 years) Allstate customer. I had Auto, Life, and Homeowners insurance with them. The only time they ever called me about my policy and what they could do about pricing is when I began searching for a new insurance carrier. Cole at Varsity Insurance was able to cut my auto insurance in half. He took the time to explain the coverage's to me and even made some suggestions. He always responds to my questions (which is very important to me) in a timely manner. He's a good guy and does a great job. I would definitely recommend Varsity Insurance.

From my experience working with Varsity Insurance over the span of several years, you can ALWAYS count on Cole and Ken to deliver great pricing and service. They are very easy to work with and always thoroughly explain my options. I appreciate that I get the same level of responsiveness from them either via email or the phone.

Cole has helped my family and many friends find the BEST coverage and rates. With any insurance inquiry he personally calls you and informs you of the best options. You are missing out if you don’t call Varsity Insurance! It costs you nothing and you WILL pay less on your insurance needs. Thanks Cole!!!

Had a wonderful experience working with Cole Warthen at Varsity Insurance. He candidly explained what the different options were for my parents to consider. He worked diligently to obtain a great rate for my parent's homeowners' insurance and with great coverage from a reputable company. I would recommend Varsity Insurance to anyone looking for competitive rates and stellar customer service. Thank you!