I have been using Varsity Insurance since I started my business. Cole is very knowledgeable and explains things in a way you will understand. The communication and response time is undeniably fast. I have found that as my business grows, I needed Cole for far beyond my scope of insurance and policies. It seems as though his business philosophy is in line with ours, to focus on the relationships with the customers & do not nickel and dime. We are happy to continue to have Cole and the Varsity Insurance team as part of the Fresh Aire of Northeast Florida family for years to come!

From my experience working with Varsity Insurance over the span of several years, you can ALWAYS count on Cole and Ken to deliver great pricing and service. They are very easy to work with and always thoroughly explain my options. I appreciate that I get the same level of responsiveness from them either via email or the phone.

Cole has helped my family and many friends find the BEST coverage and rates. With any insurance inquiry he personally calls you and informs you of the best options. You are missing out if you don’t call Varsity Insurance! It costs you nothing and you WILL pay less on your insurance needs. Thanks Cole!!!

Had a wonderful experience working with Cole Warthen at Varsity Insurance. He candidly explained what the different options were for my parents to consider. He worked diligently to obtain a great rate for my parent's homeowners' insurance and with great coverage from a reputable company. I would recommend Varsity Insurance to anyone looking for competitive rates and stellar customer service. Thank you!

I've been with Varsity Insurance for many years and I can tell you that that the customer service is at 100%. Cole has been helping me save money on my auto insurance policy every 6-12 months - no joke. I recently added coverage on my new home and couldn't be happier. Thank you for all you do!